Apple's Cards soft launch; subsidiary rebrands

Report: 2021 iPhone Will Use Under-Screen Touch ID

Update, Aug. 6: Adds that invites have been sent out. The credit card will be tested with a group of users before rolling out to the wider market.

Though numerous rules are what you'd expect to find in the fine print of any credit card, there are some notable parts of the agreement.

News that the invitations were going out was first reported by TechCrunch.

Jennifer Bailey, vice president of Apple Pay, speaks about the Apple Card at the Steve Jobs Theater during a March event in Cupertino, Calif.

Signing up also allows select users to register for their physical Apple Card, which is made from titanium.

According to a statement by Goldman Sachs, anything that could be viewed as an alternative to any "traditional" cash advance is not permitted.

More news: Airstrike by Libya Strongman Kills 43 in Growing Proxy War

Correctly, the bank absolutely can not use the data it gathers on transactions to enrich market maps, as chunks of anonymized data, or in any other third-party transactions.

Your Apple Card will be immediately added to your Apple Pay account. "It's a clever take on the chart based spending category features many other credit cards have built into their websites". Instead of living in your wallet, Apple Card's principal place of residence will be in Apple's wallet-the iPhone's Wallet app, that is. You can keep track of your purchases and pending payments from the app.

Goldman Sachs will be handling the backend of the Apple Card.

During the launch, Apple said the card would not incur any annual fees, global fees, or late charges fees. If you choose to pay less than what's due on your monthly bill, though we recommend paying off any credit card in full each month, you can use Wallet's interactive wheel to estimate how much interest you'll have to pay depending on how much of the bill you choose to pay.

The physical card itself is optional, but free, for people who sign up for Apple Card.

Of course, being selected doesn't necessarily mean that you'll get the card - you'll still need to apply, a process which The Verge says requires iOS 12.4 along with information such as your "address, birthday, income level, and last four digits of your social security number".

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